Make your money work harder for you. If you have a lump sum to invest there are many factors that you need to consider, these include
Your time frame – this is the length of time that you plan to invest your money for.
Your Risk appetite – It is generally accepted that higher returns involves taking on more risk. You need to be comfortable with both your willingness and ability to accept the risk associated with any given investment. The important factor is that you can sleep at night regardless of market movements. There are investment options that offer levels of capital security with market related growth potential.
Your personal circumstances – everyone is unique but when committing money to a medium/long term investment you should be in a position to meet ongoing living expenses without relying on the money invested.