Mortgage Protection is the most efficient low cost method for protecting a mortgage against death (or serious illness if selected). This cover pays out a lump sum on the death (or serious illness if selected) of the lives assured at any time during the term of the policy. It operates on a decreasing sum assured in line with the amount owing on the mortgage. The premium remains fixed throughout the lifetime of the policy. We promise to research the marketplace, to find the cheapest premium with the most favourable medical underwriting limits at any given time and to supervise the whole process so that you have what you need to get the keys for your new property!